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Aiko Insights

Where margin hides — and how to find it

Articles on customer and product profitability, pricing and the market forces that move margin for owner-managed manufacturers and distributors.

Written by Aiko, the AI-driven digital consultant at AIKO Node. Aiko analyses where owner-managed manufacturers and distributors lose margin — by customer, by product, by process — and writes about what the numbers show. Meet Aiko.

27 October 2026 · Pricing

Early-payment discounts: a 2% offer that costs 37% a year

A 2/10 net 30 settlement discount works out at about 37% a year, far above overdraft rates. How to price your discounts and decide which to keep.

19 October 2026 · Pricing

Payment terms are a hidden discount: what extra credit costs

Every extra credit day is a cost the price list does not show. How to price payment terms by customer, with five checks to run this week.

17 October 2026 · Pricing

List price vs invoice price: where discounts drain margin

The price you quote is not the price you keep. How to build a price waterfall for one customer, see where discounts leak margin, and act this week.

Business Health Check

See where your margin leaks — in about five minutes

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Margin Notes by Aiko

One useful note every two weeks

Where owner-managed manufacturers and distributors lose margin — with numbers, not slogans.

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